| Rates Effective 1/1/2019
|
| LOAN TYPE
|
ANNUAL PERCENTAGE RATE
|
TERM
|
|
|
| NEW AUTOMOTIVE
|
|
3.49% to 9.99%
|
36
|
|
3.99% to 9.99%
|
48
|
|
4.24% to 9.99%
|
60
|
|
4.49% to 9.99%
|
66
|
|
4.74% to 9.99%
|
72
|
|
5.24% to 9.99%
|
84
|
| PRE-OWNED AUTOMOTIVE *As Term Increases The Rate Increases (lowest rate matches shortest term)
|
| Models 2019-2018
|
4.24% to 9.99%
|
36-66
|
| Models 2017
|
4.74% to 9.99%
|
36-60
|
| Models 2016
|
5.24% to 9.99%
|
36-60
|
| Models 2015-Older
|
5.49% to 9.99%
|
36-54
|
|
|
| NEW/PRE-OWNED BOATS, RV'S, MOTORCYCLES & TRAVEL TRAILERS > 18 FEET & SIDE BY SIDES
|
|
4.74% to 11.49%
|
36
|
|
5.24% to 11.74%
|
48
|
|
6.24% to 11.99%
|
60
|
|
6.74% to 11.99%
|
60+
|
|
|
| NEW/PRE-OWNED JET SKI'S, ATV'S & TRAVEL TRAILERS UP TO 18 FEET
|
|
6.24% to 11.24%
|
36
|
|
6.74% to 11.49%
|
48
|
|
|
| OTHER LOANS (Minimum loan amount is $700.00)
|
| Share Secured
|
4.00%
|
-
|
| Share Certificate
|
2.00% Above Credit Union CD APY
|
| Vacation/Christmas
|
5.00% to 18.00%
|
12-15
|
| Line of Credit/Share Draft OD/Signatures
|
9.00% to 18.00%
|
-
|
| Visa Credit Card - No Annual Fee
|
6.99% to 15.00%
|
-
|
| HOME EQUITY LOANS
|
| 5 Year 1st Lien
|
Call for Quote
|
-
|
| 5 Year Balloon 1st Lien
|
Call for Quote
|
20 yr Max
|
| Home Equity Lines of Credit (Adjusted Quarterly)
|
Prime + or - (call for details)
|
-
|